Merchant Cash Advances - Business Loans

• MERCHANT FINANCING •
MERCHANT CASH ADVANCE – BUSINESS LOANS – EQUIPMENT FINANCE

Get a free, no-risk quote —

Our trusted business financing partner, Sharp Capital, offers competitive rates on merchant cash advance, business loan and equipment financing.

Merchant Cash Advance, Business Loans and Equipment Financing —

We added financing tools including merchant cash advances, business loans and equipment financing alongside our merchant services tools based on customer requests; and it makes sense. Why not trust the people who provide you with the most secure payment processing and outstanding customer service with short term financing needs.

We have partnered with Sharp Capital to offer merchant cash advances, business loans and equipment financing with:

Low, competitive rates
No application fees
Fast approvals
Flexible repayment options
Poor credit ok!

Whether you are in need of merchant cash advance financing to cover payroll or as the means of financing improvements, renovations, repairs, expansion or other business needs, we offer flexible financing tools to provide your organization with access to working capital, fast.

Merchant Cash Advance

A merchant cash advance is a great alternative to a business loan, especially when you need access to working capital on short notice or when credit rating is an issue. The amount of a merchant cash advance is based on your company’s average monthly credit card sales, and repayment is hassle-free since we can integrate repayment of your merchant cash advance with your existing merchant services.

The Merchant Cash Advance amount awarded will be based on your company’s average monthly credit card sales, as a percentage.

We work directly with Sharp Capital so funding can be completed quickly, and repayment is automatically deducted as a small percentage of future credit card transactions.

As you repay the Merchant Cash Advance you may be able to renew the advance or take an additional advance if needed.

With our trusted partner, Sharp Capital, we promise you will receive the same high level of customer care that you are accustomed to receiving from 253 Payment Pros.

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In Client Savings

Reviews by Real 253 Payment Pros Customers

Merchant Services • Debit and Credit Card Payment Processing • POS Systems (Point of Sale Equipment and Software) • Gift Cards • Customer Loyalty and Rewards • Merchant Cash Advances and Loans

WHAT IS A MERCHANT CASH ADVANCE?

Nearly any type of organization can use this financing tool to help solve cash flow challenges, cover unexpected expenses or provide working capital for a business to grow and even expand.

HOW IT WORKS

How the Merchant Cash Advance Process Works

Complete a quick quote request form and a member of our team will contact you to confirm or collect any additional information needed.
We will reach out to funding partner and come back to you with offers potentially available to your organization.
We’ll do underwriting, due diligence, and other application-related tasks free of charge. With a minimum amount of paperwork we may be able to get your merchant cash advance approved quickly, so you can access funding within a few business days (or even hours) from approval.

Business loans may come with use restrictions or other strings attached, but merchant cash advances can be used for nearly any business purpose; such as:

covering unexpected repair bills
expanding or adding a new location
making improvements and renovations
purchasing new inventory or equipment
adding new lines of products or services that can generate additional revenue
ensuring adequate cash flows during cyclical or seasonal slowdowns
making other reinvestments in your organization

Ready to Apply?

Finding out more about merchant cash advance financing is as simple as requesting a free, no obligation quote.

WHAT CAN THE MONEY BE USED FOR?

What Can Merchant Cash Advance Financing be Used For?

A merchant cash advance lets you unlock working capital by turning a portion of future credit and debit card sales into cash your business can use today. This could allow you to take advantage of supplier discounts, purchase or repair equipment or implement other strategic growth investments, such as:

Financing equipment purchases
Making needed repairs
Purchasing inventory
Maintaining cash flow during seasonal downturns
Increasing square footage or adding a new location
Positioning your business to be able to take advantage of emerging opportunities
And more!

Just about any type of organization which accepts debit or credit cards as a form of customer payment could be eligible for a merchant cash advance, including:

retail stores
boutiques
restaurants
bars
coffee shops
service providers
salons and day spas
healthcare practices – medical or dental clinics
cosmetic medical or dental practices – and many others!

Finding out more about this business loan alternative is as simple as requesting a free, no obligation quote.

CASH ADVANCES VS BANK LOANS

Compare Merchant Cash Advance Financing to Business Loans

Business loans and merchant cash advances can both be used to infuse working capital into a business, but merchant cash advances are not business loans. Business loans are usually dependent on having a good credit score or substantial collateral — or both.

A merchant cash advance is an advance based on future credit and debit card transactions, so lack of collateral or a poor credit score rarely affects approval. When you receive a merchant cash advance, you are simply selling a small portion of future debit and credit card receipts for a limited period of time (often 6 to 18 months).

When it comes to an organization’s need for working capital, a merchant cash advance could be preferable to a traditional business loan or line of credit for many reasons. For instance:

The merchant cash advance application process is fast and simple – instead of waiting weeks for bank approval, you could have working capital in 3-5 business days.
Unlike typical small business loans, a low credit score or lack of business assets won’t automatically prevent you from being approved.

Request a free, no obligation quote to explore financing alternatives available to your business.

Get a free, no-obligation quote:

1. APPLY

Apply and we’ll source merchant cash advance offers that correspond to your business goals and preferences.

2. GET CAPITAL

Get answers within hours. Then receive a cash flow infusion within days (or even hours) from approval and offer acceptance.

3. GROW

Use the money to expand, renovate or offset unanticipated expenses – for nearly any business reason you choose.

QUALIFYING FOR MERCHANT CASH ADVANCE FINANCING

What types of organizations qualify for merchant cash advances?

Unlike many other merchant cash advance providers, we won’t surprise you. We partner with some of the best direct lenders who offer a professional customer service and merchant cash advance financing options with:

Competitive merchant cash advance financing rates
No application, due diligence or credit check fees
Professional and personal customer service
Flexible repayment schedules
Fast approvals and fast funding

Nearly any type of organization can use this financing tool to help solve cash flow challenges, cover unexpected expenses or provide working capital for a business to grow and even expand.

Since merchant cash advances are based on credit and debit card transactions, this business finance tool is commonly used by restaurants, retail and services businesses, health care providers and other organizations that accept credit and debit cards from their customers.

A merchant cash advance provides an organization with access to working capital very quickly, so they can take advantage of opportunities to grow or solve temporary cash flow challenges.